Since the launch of Finom Accounting, we’ve offered the service for free to gather feedback from our clients and build a tool that truly supports your business. During this time, we’ve refined and expanded the product into a reliable, full-featured accounting solution.
We are introducing a freemium model that allows continued development of features, reliable support, and a sustainable service offering.
How the Freemium model works
Our new model gives all users full access to Finom Accounting completely free for the first 6 months. After that period, pricing depends on your selected plan and the accounting features you want to continue using.
6 months free for everyone
All existing Finom users and anyone who signs up during the campaign period receive 6 months of full accounting access at no additional cost.
During the free period, all accounting features are unlocked regardless of your banking plan, including:
Unlimited scanning, storage, and basic categorization
AI smart categorization rules
Mobile interface access
Tax Wallet and amortization
DATEV and ELSTER export
Accountant access
Report submission
What happens after the free period?
After your 6-month free period ends, core accounting functionality remains free forever.
The following features continue to be available free of charge:
Scanning and storage of documents
Transaction categorisation
AI categorisation support
Tax Wallet functionality
Certain “output” features will require an active paid plan. These include:
DATEV and ELSTER export
Accountant access
Submission of reports to the Finanzamt
When you first try to use one of these features after your free period, you’ll be prompted to activate a paid Accounting plan.
Important: Your existing accounting data always remains safe and accessible, regardless of your subscription status.
Pricing after the free period
The available pricing options depend on your Finom banking plan:
Accounting only: €14/month
A standalone accounting subscription with no banking plan required.
If you have a banking plan, accounting is an additional add-on fee.
Accounting for Solo: €9/month
Accounting for Basic: €5/month
Accounting for Smart/Pro/Grow: Included free of charge
All prices exclude VAT.
We’ve designed billing to be simple and flexible — just like the rest of Finom.
Monthly billing for the add-on if you are on an annual banking subscription.
Billing aligns with your main Finom billing period, and you are only charged for the billing period at the end of the said period for the services you have used.
Cancel anytime — no fees or penalties
What happens to your existing data?
Your data always remains safe and accessible, whether you activate a paid plan or not.
If you don’t activate a paid plan:
You keep access to all verified records and uploaded documents
You can continue viewing your accounting history
You can continue using free accounting features
Paid output features such as exports, report submission, and accountant access become unavailable
If you cancel your subscription:
Your account reverts to the free tier
All verified records and stored documents remain accessible
Export and accountant access features will be paused until you reactivate a plan
There are no cancellation fees or penalties
If you have any questions about the new model or your subscription, our Customer Care team is always here to help.