Everything you need to run your business smoothly. The plan gives you the flexibility to manage day-to-day operations with confidence – no fuss, just business.
Here is an overview of changes in available features and fees:
SEPA:
You can send payments free of charge up to a total of €25,000 per month (billing period). Any amount sent above this threshold will incur a 0.03% fee, capped at a maximum of €150 per transaction.
International payments (SWIFT):
The fee for outgoing SWIFT transfers in currencies other than EUR has been reduced to 0.5%. Outgoing SWIFT transfers in EUR now cost only €5, with no additional volume-based fees. Overall, international payments are now much cheaper.
Cards:
The card allowance per user has changed: each user can now have 1 free physical card and up to 3 free virtual cards. If you already have more than this, your existing cards will remain active, but you will continue to pay the applicable extra fees for them.
Please note: if you block one of your extra cards, you will not be able to order new one exceeding your limit.
Extra physical cards will be charged with €2 fee per card, extra virtual cards – €1 fee per card.
The cashback terms have changed: you now need to spend over €1,500 to qualify for 1% cashback, with an increased cap of €15.
Users (team members):
The current limit is 2 users per account. To add more, you’ll need to upgrade to a higher plan. If you already have extra users, they will remain active and you’ll continue paying the applicable extra fees (€2 per team member).
However, if you deactivate any of extra team members, adding any new users will not be possible.
Wallets:
The wallet allowance per account did not change: you can still have 2 wallets with local IBAN (FR/IT/NL etc), but adding new wallets will not be possible. If you already have more than this number, your existing wallets will remain active, but you will continue to pay the applicable fees for extra wallets – €2 per wallet.
Please note: if you close one of your extra wallets, you will not be able to create a new one, exceeding your allowance.
Expense management:
Some features that previously allowed flexible management of team members and cards are now restricted. For example, you will no longer be able to adjust advanced spending limits for cards, change the wallet linked to a card, or manage transaction categories (such as selecting which merchant categories are allowed for card payments).
No access to special offers.
Support:
24/7 AI assistance is available for your plan. Chat and email support are offered during business hours, but the response times are different: you will receive an answer from our team within 3 working hours. No weekend support is available.