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Overview of Finom plans

Elena avatar
Written by Elena
Updated this week

Finom offers a range of subscription plans designed to fit the needs of freelancers, small businesses, and fast-growing companies. Each plan provides different levels of access, tools, and support – so you can choose the one that matches your business stage and goals.

Solo Plan – For freelancers

The Solo plan is the entry-level option, perfect for those just starting their professional journey.

It is available for freelancers and newly registered companies.

It provides all the basics you need to manage your business finances with simplicity.

Solo plan highlights:

  • One local IBAN for your payments and transfers

  • Designed for a single user

  • Free virtual card included, with the option of a physical card

  • Essential support via AI assistant and next-business-day human support

Why choose Solo?

  • Perfect entry point for freelancers

  • Easy setup with the basics you need

  • A straightforward way to manage finances before scaling

Basic Plan – For Small Teams and Growing Businesses

The Basic plan builds on the Solo plan, offering more flexibility for companies with a small team. It’s ideal for managing everyday operations with smoother collaboration.

Basic plan highlights:

  • Two local IBANs and access for up to two users

  • More cards included (physical and virtual) for team use

  • Cashback rewards on card spending

  • Faster support response times within business hours

  • Useful tools like scheduled and recurring payments, as well as expense tracking

Why choose Basic?

  • Designed for growing businesses with small teams

  • Extra accounts and cards for flexibility

  • Cashback rewards and faster support response times

This plan is a strong foundation for small businesses looking to manage operations efficiently while starting to scale.

Smart Plan – For Fast-Growing Companies

The Smart plan is designed for businesses that are expanding quickly and need higher limits, more tools, and greater flexibility.

Smart plan highlights:

  • Unlimited team members with role management

  • Three local IBANs included

  • Advanced expense management features unlocked

  • A higher number of cards with free express delivery

  • Priority support with responses in minutes

  • Access to features such as bulk payments and advanced invoicing tools

This plan is ideal if you’re scaling beyond the basics and want to maintain strong control over team expenses.

Why choose Smart?

  • Unlimited team members

  • Advanced expense management tools

  • Faster human support, available every day

Pro Plan – For Scaling Businesses Requiring Advanced Tools

The Pro plan takes things further, offering flexibility and premium features for ambitious companies.

Pro plan highlights:

  • Ten local IBANs and unlimited users

  • Unlimited cards with free express delivery

  • Fully unlocked expense management with no restrictions

  • Priority human support (chat and email in minutes)

  • Dedicated account manager for tailored assistance

This plan fits businesses that require advanced financial management and personal support as they scale.

Grow Plan – For Businesses Aiming for Maximum Growth

The Grow plan is the most comprehensive option, created for businesses that want maximum control and scalability.

Grow plan highlights:

  • Fifteen local IBANs and unlimited users

  • Unlimited cards, all delivered with free express shipping

  • No limits on SEPA payments, both incoming and outgoing

  • Fully unlocked advanced expense management

  • Premium support with fast response times and a dedicated account manager

This plan is the right choice for large and fast-growing companies that need the highest limits and full flexibility.

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