Sometimes your payment provider sends you one big payout that actually includes many smaller sales, refunds, or fees. This is called an aggregated payout, and it may need to be split so that your bookkeeping and VAT reports stay accurate.
How to understand if a payout is aggregated
A payout is probably aggregated if:
the counterparty is a platform (Shopify, Stripe, PayPal, SumUp, etc.),
the total amount comes from several different sales or fees,
there’s no single invoice that matches the full amount.
Finom may also show you a notification if we detect that a payout looks aggregated.
Before you split
If you have invoices for the sales inside this payout, simply upload them and reconcile the payout — that’s the easiest and most accurate option.
Use splitting only when you don’t have documents for the individual amounts.
How to split a payout
Open the transaction.
Go to Advanced settings → Split transaction.
3. Add at least two lines with the amounts you want to separate.
4. Optional but helpful: Add the correct counterparties.
5. Save — Finom will turn the payout into separate bookkeeping records.
After saving, you’ll see these new records in your bookkeeping.
❗You cannot undo the split, so double-check the amounts before saving.
Why splitting is useful
Splitting helps you:
record the right counterparty (especially when VAT IDs differ),
place each sale or fee in the correct reporting period,
keep your VAT reports and revenue figures clean and accurate.
It makes your bookkeeping reflect what actually happened — not just what your payment provider sends in one lump sum.