Finom has partnered with YouLend to offer flexible financing solutions to selected small and medium-sized business customers in the Netherlands and in Germany. This partnership allows eligible Finom users to access revenue-based financing directly from the Finom platform — with no collateral, fixed payments, or complex paperwork.
What is YouLend financing?
YouLend provides a revenue-based financing solution, ideal for businesses looking to:
Manage cash flow
Invest in growth
Cover unexpected expenses
Repayments are tied to your daily sales volume, meaning:
You repay more when your revenue is higher
You repay less during quieter periods
There are:
No fixed monthly payments
No traditional collateral
No hidden fees
Who is eligible?
YouLend financing is available to pre-selected Finom customers who do not yet qualify for Finom’s credit line but meet YouLend’s initial criteria.
Eligibility is reviewed monthly, based on factors such as:
Your Finom transaction history
Connected accounts via Multibanking
General business performance
If you're eligible:
You’ll see a YouLend financing widget in your Finom dashboard
You may also receive an email with your pre-qualified amount
How to apply
Step 1: Start the application
Click the YouLend widget in your Finom dashboard, or use the link in your email.
This redirects you to the YouLend application page:
👉 The Netherlands: https://youlend.com/apply/finom/nl/welcome
👉 Germany: https://youlend.com/apply/finom/de/welcome
Step 2: Review your pre-qualified amount
You’ll see the amount YouLend has pre-qualified you for.
This amount may change after full assessment during the application.
Step 3: Complete the application
Follow the steps on YouLend’s portal.
YouLend will review your sales data (with your consent) to determine:
Final eligibility
Funding terms
Step 4: Receive and accept the offer
If approved, YouLend will present you with:
A financing offer
The repayment percentage
If you accept, you’ll sign a contract directly with YouLend.
Step 5: Disbursement
Once the agreement is signed, funds are transferred to your Finom account — usually within a short time.
Step 6: Repayment
Repayments are automatically deducted from:
Your daily card sales, or
Other agreed revenue streams
This continues until the funding and single fee are fully repaid.
Why choose YouLend financing?
Revenue-based repayment — pay a percentage of daily sales
Flexible amounts tailored to your business turnover
Quick application directly from Finom
No fixed monthly payments
No collateral needed — financing is unsecured
Transparent pricing — one clear fee, no hidden interest
Automated repayments — no manual transfers needed
💡 Finom is not the lender. The financing is fully provided by YouLend. Finom acts only as a broker and communication provider. All steps after application — including approval, contract signing, disbursement, servicing, and support — are managed directly by YouLend.
For any questions or support after applying, please contact YouLend customer service:
📞The Netherlands: +31 8520 80525
📞 Germany: +49 32221096033
💬 Chat with YouLend