The Finom business account offers many services that traditional banks do not usually offer. In addition to the most innovative, such as the automatic reconciliation of payments with invoices, ability to initiate a SEPA transfer by scanning or photographing an invoice or the possibility of creating wallets (sub-accounts), Finom also guarantees the basic services of a traditional bank, such as: the ability to send and receive SEPA and SWIFT transfers, currency exchange, physical (or virtual) cards, direct debits, etc.
With Finom, you don’t just manage money — you earn it back, with up to 3% cashback on your purchases. Our multibanking option allows you to link multiple bank accounts, giving you full financial visibility in one dashboard. You can also invite your team, assign access levels, and issue cards quickly — so everyone works from one smart, secure platform.
Another key advantage of choosing Finom is the speed and simplicity of opening an account. Unlike traditional banks, which often require lengthy paperwork and branch visits, Finom can usually retrieve all necessary documents automatically from the commercial registry. This means your business account can be set up and ready to use within minutes — completely online and hassle-free.
The main difference between Finom and a traditional bank is that Finom does not offer credit on every market yet. With the Finom business account, it is not possible to order or receive a credit card, apply for loans, or obtain financing. However, we are actively working on introducing credit products in all the markets & countries we are working in soon.
In any case, you will be able to use our account for all the management of your daily receipts and payments, without missing a single piece of information and keeping everything sorted in one place.