As your business grows, so do your financial needs. Finom Prime card is designed to help you scale with confidence — offering more cashback, zero FX fees, and smart travel perks without the hefty price tag of top-tier cards. Whether you're expanding internationally, managing large SaaS expenses, or simply want more value from your spend, Prime gives you practical premium benefits at a fair, transparent monthly price.
Here’s everything you need to know about Finom Prime card.
Prime card benefits
With Finom Prime, you get:
Cashback
1% cashback on all card payments, capped at €1,000 per month.
The cashback cap applies to your entire account — regardless of how many Prime cards you have, the total cashback earned across all of them can’t exceed €1,000 per month.
💡 If you have both Standard and Prime cards, each card type shows separate cashback tracking.
FX fees
0% FX fees on non-EUR transactions up to €20,000 per month.
The cap applies to your entire company account — it’s shared across all Prime cards and not calculated separately per card.
AI tools
100% cashback on select AI tools (ChatGPT, Claude, Perplexity, Cursor) for the first month of use
Cashback is capped at €25.
Card usage & delivery
No inactivity fee, even if your card isn’t used regularly.
Free express delivery for physical Prime cards.
Lounge access
Business lounge access, with two free entries per user every quarter.
You can find more information on how to access this feature here.
Travel perks
Two international eSIMs per month (up to 5GB total).
You can find more information on how to access this feature and set up your eSIMs here.
Prime card costs
€9.99 per month, per active card. You’ll be billed at the end of your billing period along with all other extra service fees.
If you order the card mid-cycle, you only pay prorated fees for the days used.
Example: activating your card halfway through the billing period results in an invoice of roughly €5 for that month.If a payment fails, you have 7 days of grace to pay the fees before the card is frozen and the benefits are paused.
How to order a Prime card
💡 Prime cards are not available on the Solo plan.
To order your Prime card:
Open the Finom app or web dashboard.
Go to Cards and choose Order new card.
Select Prime card.
You can issue up to three Prime cards per user.
💡 If you downgrade to the Solo plan after being on Basic, Smart, or another higher plan, you can still keep your card and benefits — you just won’t be able to order new Prime cards.